Privacy Policy

Raff Insurance Solutions LLC

Protecting what matters most—your family, your business, your future.

OUR COMMITMENT

At Raff Insurance Solutions LLC, privacy isn’t just a policy, it’s part of how we take care of our clients. Whether you’re protecting your home, your business, or your livelihood, we handle your information with the same level of care and respect.

INFORMATION WE COLLECT

What You Share With Us | What We Collect Automatically

We collect personal information necessary to provide insurance quotes and manage your policies. This may include:

  • Identification Information

    • Name, Date of birth, and Social Security number.

  • Contact Information

    • Physical address, email address, and phone number.

  • Insurance Data

    • Property details, vehicle information, and claims history.

HOW WE USE YOUR INFORMATION

The information we collect is used solely for professional insurance purposes, including:

  • Generating accurate insurance quotes from various carriers.

  • Servicing and managing your existing policies.

  • Communicating important account updates, policy renewals, or claims information.

  • Providing one on one consultation regarding your coverage needs.

WHO WE SHARE IT WITH

We do not sell your information—ever.

We only share your information when necessary with:

  • Trusted insurance carriers

  • Licensed partners and agents

  • Business tools that help us serve you (secure systems only)

  • Legal or regulatory authorities (when required)

SMS PRIVACY COMMITMENT

We are committed to protecting your mobile privacy. SMS consent and phone numbers collected for the purpose of SMS are not shared with third parties or affiliates for marketing or promotional purposes. Your consent to receive text messages is used strictly for communication between you and Raff Insurance Solutions LLC regarding your insurance account.

By providing your phone number, you agree to receive text messages related to your insurance quotes, policies, and updates. Message and data rates may apply.

You may opt-out of receiving electronic communications at any time. To stop receiving SMS , you may reply STOP to any message. For assistance, you may reply HELP or contact us directly at

info@raffsolutions.com

YOUR RIGHTS

You have the right to:

  • Access your information

  • Request updates or corrections

  • Ask for deletion (when applicable)

  • Opt out of communications

COOKIES & WEBSITE DATA

To create a smoother experience, our site may use cookies to:

  • Understand how visitors use our website

  • Improve performance and functionality

  • Support marketing efforts

You can disable cookies anytime in your browser settings.

HOW WE PROTECT YOU

We take security seriously and use:

  • Secure systems and platforms

  • Limited access to sensitive data

  • Encryption where appropriate

While no system is perfect, we are committed to keeping your information protected.

THIRD-PARTY LINKS

If you click on links to other websites, please note those sites operate under their own privacy policies.

UPDATES

We may update this policy as needed. Any changes will be reflected here with a new effective date.

CONTACT US

If you have any questions about this Privacy Policy, please contact:

Raff Insurance Solutions LLC

Email:

info@raffsolutions.com

Phone Number:

(800) 954-8113

Registered Agent Address:

784 S Clearwater Loop STE B, Post Falls, ID 83854

DISCLAIMER

Raff Insurance Solutions LLC is an independent insurance agency offering insurance solutions through a variety of unaffiliated insurance carriers. We are not tied to any single insurer, which allows us to shop coverage options and provide recommendations tailored to our clients’ individual and business needs.

Raff Insurance Solutions LLC operates in partnership with Secure American Insurance, which provides administrative support and agency infrastructure. Secure American Insurance does not underwrite, issue, or provide insurance policies or coverage.

All insurance policies are issued by third-party insurance carriers and are subject to their individual underwriting guidelines, terms, conditions, and approval.

Coverage descriptions on this website are for general informational purposes only and do not modify or replace the terms, conditions, or exclusions of any insurance policy. Actual coverage is determined solely by the policy language issued by the insurance carrier.

Submitting information through this website, requesting a quote, or speaking with an agent does not bind coverage or guarantee issuance of a policy. Coverage is not in effect until it has been confirmed by the insurance carrier and any required payments have been received.

Not all products, coverages, or discounts are available in all states. Eligibility and pricing are subject to change and final underwriting approval.

While we strive to provide accurate and up-to-date information, Raff Insurance Solutions LLC makes no warranties or guarantees regarding the completeness, accuracy, or reliability of information provided on this website.

For specific coverage details, please review your policy documents or consult directly with a licensed agent.